YNAB (You Need a Budget)

Industry: Personal finance software, consumer budgeting, and financial wellness

Founder/s: Jesse Mecham

Headquarters: Lehi, Utah, US

Company: Privately Held, Bootstrapped LLC.

Founded: 2004

Services: Zero-Based Envelope Budgeting / Bank Syncing & Transaction Management / Goal Tracking & Loan Payoff Planner / Shared Budgeting (YNAB Together) / Financial Education & Workshops

You Need a Budget (YNAB) (pronounced /ˈwaɪnæb/) is an online personal budgeting program based on the envelope system developed by a privately owned American company of the same name. It is available via any web browser or a mobile app.